Loans that Change Lives! I love this!

http://www.kiva.org

A teacher at Tibbetts told me about this amazing website. I gave gift certificate loans as presents for Christmas and a friend gave me one. It is the PERFECT gift for someone who has everything! You use your gift certificate to lend money to people in a poverty stricken country who are entrepreneurs trying to better their business. You get to choose who you lend it to. Then they have to pay you back, you can cash-out then, or reinvest your money with another person. The website keeps track of it all, it's amazing! I hope to continue this tradition with my girls each year. We are so blessed in this country and have all we could ever need at our finger-tips, it feels great to be part of something BIGGER!